Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
Don’t Let Disappointment Block Your Next Step | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Finishing is better than starting. Patience is better than pride. Ecclesiastes 7:8 NLT What do you dream about for your future? Not just wishes — but the real desires you think about often. This past week, I had the honor of speaking at my high school. I shared something personal — my disappointment with my ACT scores. I'm 40 now, and I can tell you with full confidence, I am not disappointed anymore. But for a season, it weighed on me — and I...
Are You Still Dreaming… or Did You Start Doing? | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, We’re stepping into a new month, and it brings fresh opportunity. Earlier this week, we talked about dreaming vs. doing.And today, I want you to sit with that for a moment… Which one have you been doing? It’s easy to dream about the goals—paying off debt, saving more, feeling more at peace with your finances. But doing?Doing requires intention. It requires action. So let’s check in. Payday Tip: Financial Goal Check What progress have you made...
Are You Dreaming… or Doing? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Enjoy what you have rather than desiring what you don’t have. Just dreaming about nice things is meaningless—like chasing the wind. - Ecclesiastes 6:9 NLT The NFL Draft was this weekend, and I found myself smiling watching those moments. Young men hearing their names, tears falling, families celebrating—it’s beautiful. You can tell it’s something they’ve dreamed about for years. But even in that joy, one thing is clear: getting drafted is not the...
4 Life Lessons From My Mom That Also Apply to Money | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Today is my mom’s birthday, and in honor of her, I want to share a few lessons I have learned from her over the years. Life Lessons: Kindness does not have to be publicized. Being present is priceless. Do what you have to do to get where you want to go. Do not treat people wrong, even if they treat you wrong. You may think these are just life lessons, but they are payday tips too. Money Life Lessons Generosity does not have to be advertised. Your...
Who Told You You Can’t Enjoy Your Life? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, This is what I have observed to be good: that it is appropriate for a person to eat, to drink and to find satisfaction in their toilsome labor under the sun during the few days of life God has given them—for this is their lot. Moreover, when God gives someone wealth and possessions, and the ability to enjoy them, to accept their lot and be happy in their toil—this is a gift of God. - Ecclesiastes 5:18-19 NIV I have some good news for you. It is...
Who's on Your Team? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, It’s better to have a partner than go it alone. Share the work, share the wealth. And if one falls down, the other helps, But if there’s no one to help, tough! Ecclesiastes 4:9-10 MSG Have you ever tried to play tug of war by yourself? It’s you on one side… and five strong people on the other. It doesn’t make sense, right? You already know how that ends. When we play tug of war, we want help. We look for strong people to stand with us. Everyone...
Plans Don’t Work Unless You Do | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, “No plan is worth the paper it is printed on unless it starts you doing something.”— William Danforth Whew. That was a gut check for me. I came across this quote while reading The 15 Invaluable Laws of Growth by John Maxwell, and it really made me pause. How many times have we created a plan, written everything out, and still not followed through? Now that we’re in the second quarter of the year, this is your reminder:If you want to do better with...
What Time Is It for You? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, There is a time for everything, and a season for every activity under the heavens: Ecclesiastes 3:1 NIV “I just need more time to…” That’s something I’ve said more times than I’d like to admit. Procrastination is still something I’m working through. And if I’m honest, my lack of urgency has cost me opportunities. As we wrap up the first three chapters of Ecclesiastes, here’s what stands out to me: Don’t just learn a lesson—apply it More doesn’t...
Want to Feel More Prepared This Month? | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, April is here. Maybe you were paid a few days ago, or maybe today is your payday. Either way, I want to share this with you: Completing your budget before you get paid is key if you want to be the prepared person—not the one trying to catch up. It’s easy to wait until the money hits your account, but that often leads to reacting instead of planning. Here are three reasons to complete your budget before payday: You can think proactively instead of...
When “More” Still Feels Empty | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, I denied myself nothing my eyes desired; I refused my heart no pleasure. My heart took delight in all my labor, and this was the reward for all my toil. Yet when I surveyed all that my hands had done and what I had toiled to achieve, everything was meaningless, a chasing after the wind; nothing was gained under the sun. Ecclesiastes 2:10-11 NIV Have you ever said, “My eyes were too big for my stomach”? I’ve had those moments—especially on days...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.