Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
The Surprise Blessings Money Can't Buy - My Favorite Verse Part 9 | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Do you remember the last time you were really surprised by a gift? Not just happy — shocked. You wondered how the person even knew you'd love it that much. Hold onto that feeling for a minute. My Favorite Verse: Part 9 Now all glory to God, who is able, through his mighty power at work within us, to accomplish infinitely more than we might ask or think. - Ephesians 3:20 NLT I read once that our creativity peaks around age 5. That's also about when...
My Favorite Verses: Part 8 — A New Month, A New Way to Worry Less | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, It's August — a new month. And I believe this could be the month that changes everything for you. Not because of luck. Because of a shift in how you carry your worries. My Favorite Verse: Part 8 Don’t worry about anything; instead, pray about everything. Tell God what you need, and thank him for all he has done. Then you will experience God’s peace, which exceeds anything we can understand. His peace will guard your hearts and minds as you live in...
A Brand New Start: Getting Ready for the School Year | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, I don't know about you, but this has been a long week for me. I kept losing track of what day it was! And confusion like that causes real problems — missed appointments, missed events, missed everything. School is about to ramp back up. Some kids start in August, others in September. Either way, getting back into a routine matters for more than just time management. It matters for your money too. Since I work in higher education, I still think...
My Favorite Verses: Part 7 — The Cost of Change | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Have you ever hit a wall trying to change something in your life? You get to a point where you think, "I can't keep doing this," or worse, "Maybe I'm just not able to change." I've been there. And that's exactly where Romans 12:1-2 meets me. And so, dear brothers and sisters, I plead with you to give your bodies to God because of all he has done for you. Let them be a living and holy sacrifice—the kind he will find acceptable. This is truly the...
This week in PSC | July 26, 2026
Hello Reader, In case you missed it, I am inviting you to fast with me August 2-8, 2026. Start of fast: When you wake up August on 2nd End of fast: When you lay down on August 8th What to fast? I'm not suggesting a specific fast. I will be fasting from social media. However, fast what is best for you and will allow you to hear God's voice clearly. If you are participating in the fast, I would like to know so I can pray with and for you. (Drop it in the GroupMe) Looking forward to seeing you...
Give First, Not Last | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Happy payday! Quick question — what's the first thing your paycheck does when it hits your account? If it's covering bills, or bracing for what's left... I want to challenge that today. There was a time I felt like I "had" to be in church to tithe. But that's not actually true. With electronic giving, you can give as soon as you receive — no waiting for Sunday. I get it — bringing your tithe or offering to church in person feels important. But if...
The Wait Isn't Wasted | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Do you remember waiting for Christmas as a kid? It felt like torture. The wait to see what was under the tree was almost too much to handle. My Favorite Verses: Part 6 "Patient endurance is what you need now, so that you will continue to do God's will. Then you will receive all that he has promised." — Hebrews 10:36 NLT Here's the hard truth about financial freedom: it won't be fixed overnight. Whether it took one bad decision or years of bad...
What $21,000 Taught Us About Forgiveness | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Happy payday! Before you start moving money around, let me share something that's been 4.5 years in the making. Earlier this year, my husband and I hit a milestone in our financial freedom journey — 24 debts paid off, over $21,000 gone. We're not at the finish line yet, but we've come a long way from where we started. Here's what mattered most about how we did it: it was never "his debt" or "my debt." Even though we each brought our own share into...
When Habits and Heart Move Together | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Dr. Dharius Daniels once said, "Outlast the last version of yourself." That one sentence has stuck with me for weeks. If you're trying to become someone new, you're going to have to out-live the old habits, old excuses, and old you. My Favorite Verses: Part 5 "Create in me a clean heart, O God. Renew a loyal spirit within me." — Psalm 51:10 (NLT) We've spent four weeks on some heavy stuff — learning the truth, forgiving yourself, letting go of...
The Fresh Start You Get Every Pay Period | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, This week has been all about how discipline can bring you peace. I told my clients last night: when you make good decisions consistently, there's a weight that lifts off your shoulders. Real, physical relief. Every paycheck is a chance to help lift that weight. Here's the good news. You might get frustrated with decisions you made during the last pay period — but you get a fresh start the moment that deposit hits. No condemnation. Just a new...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.