Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
When Money Hurts Relationships | Monday Push
Hebrews 12:11 Newsletter Hello Reader, An offended friend is harder to win back than a fortified city. Arguments separate friends like a gate locked with bars. - Proverbs 18:19 NLT A couple of weeks ago, we talked about helping others through a loan or a gift. I shared the principles I personally follow when making those decisions. These principles matter even more to me now in marriage because my financial choices don’t just affect me—they affect my family. This week, I want to remind you of...
When the Dates Make You Doubt Your Progress | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, As we move closer to Christmas—just 13 days now—I’ve been thinking about something I read in The Gap and the Gain. The authors talk about how easy it is to fix our eyes on what we don’t have instead of what’s already in our hands. And honestly, this time of year brings that struggle right to the surface. Realities start settling in about what we can and can’t do. I remember feeling that last Christmas. I was disappointed because Jonathan and I...
I Push Myself Too | Monday Push
Hebrews 12:11 Newsletter Hello Reader, And I am certain that God, who began the good work within you, will continue his work until it is finally finished on the day when Christ Jesus returns. Philippians 1:6 NLT I hope your month is going well. I decided to stretch myself a bit and take on a challenge—posting every day on social media. I’m always encouraging you to grow, and this is one way I’m doing the same. So instead of a full Monday Push today, I want to share the past week of content...
Planning Now = More Joy Later | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Consumer Reports once shared that people spend around 42 hours shopping and celebrating during the holiday season. When you slow down and think about it, that’s a lot of time. And it’s easy to get swept up in the “what” without ever pausing to plan the “when.” So as you head into this payday, take a moment to pull out your calendar and really look at what’s coming in the next few weeks. A little planning now can protect your peace later. Payday...
Giving, Lending, and Guarding Your Peace | Monday Push
Hebrews 12:11 Newsletter Hello Reader, It’s poor judgment to guarantee another person’s debt or put up security for a friend.Proverbs 17:18 NLT Something I’ve learned about Proverbs is that they aren’t absolute promises—they’re observations from people who’ve lived long enough to see patterns. They show us that when we follow certain principles, our chances of walking in wisdom and peace are much higher. With that in mind, here’s my confession: I’ve loaned or given money before when I...
Stay Steady This Black Friday | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, I’m not sure what your Black Friday has looked like so far—you might’ve been shopping all week, or maybe you’re just getting started. Either way, last week’s payday tip was intentional. I wanted you to think ahead so you wouldn’t get swept up in the rush. So here’s your Black Friday payday tip: Pray for patience.Pray to stay relaxed.Pray to stay focused.And stick to your budget. This season brings all kinds of distractions—sales, pressure,...
Hungry and Grateful at the Same Time | Monday Push
Hebrews 12:11 Newsletter Hello Reader, It is good for workers to have an appetite; an empty stomach drives them on. Proverbs 16:26 NLT What are you hungry for right now—relief, peace, or maybe freedom? With Thanksgiving coming up in the United States, so many families will gather in a circle and pray with gratitude. And it reminds me that you really can be grateful and hungry at the same time. You can appreciate where God has you and still long for what He’s leading you toward. There are...
Stop the “I’ll Start in January” Trap | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Last week, we spent time practicing gratitude. And the truth is, things may not be where you hoped they would be right now — but you can still be grateful for where God has you. Gratitude helps settle your heart, but it also prepares you to make decisions that honor the season you’re in. And now it’s time to make one. I don’t want you saying, “I’ll start over in January after the holidays.” That mindset feels harmless, but it’s really a...
Growing Into the Blessing You Want | Monday Push
Hebrews 12:11 Newsletter Hello Reader, Better to have little, with fear for the Lord, than to have great treasure and inner turmoil. Proverbs 15:16 If you’ve been with me for a while, you’ve heard me share that my first tithe as an adult was $16. It wasn’t even 10%—it was simply what I could give. I’m grateful for that moment now, because it taught me something early: having more money doesn’t automatically bring peace. You might be thinking, “Latrisa, let me find out for myself.”I get it. If...
Don’t Let Extra Income Create Extra Pressure | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, The holidays have a way of pulling us in different directions. Maybe you’re thinking about taking on more hours, or your job is offering overtime. Extra income can feel like the answer — and sometimes it really is a help. But it can also open the door to decisions that leave you feeling more stretched than supported. Before you jump in, here are a few things to keep in mind: • Don’t depend on extra income to cover your regular bills. If you don’t...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.