Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
What if you had it already? | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.Proverbs 21:5 NLT If you talk to me regularly, you probably know one thing: I despise home repairs. But it’s not for the reason you might think. I expect things to break or wear down eventually. What frustrates me most is not being able to pay for it right away. Waiting for a paycheck or having to shift money around—that’s what gets under my skin. It’s been a...
Don’t Miss This Back-to-School Savings Opportunity | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Have you checked to see if your state is offering a back-to-school sales tax holiday? These weekends allow you to shop for certain school-related items without paying sales tax—and that can make a big difference, especially when your kids have outgrown everything over the summer (hello, new wardrobe!). In theory, I think this is a great idea. But in practice? We still have to be wise stewards. Sales can be helpful, but they can also tempt us to...
Raising Stewards, Not Just Students | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Train up a child in the way he should go, And when he is old he will not depart from it. Proverbs 22:6 NKJV This verse is one I’ve heard a thousand times throughout my life. But the older I get, the more it hits differently. This Monday Push is for the parents. Raising kids is no small task. I often think about my own parents raising four girls—how much trust it took to let us fall so we could learn. That job isn’t always appreciated in...
Let’s Fight for Our Freedom—In Our Finances Too | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Carefree living—that’s what I desire. I want to move through life without carrying unnecessary stress. But that kind of freedom doesn’t just happen. It’s created through preparation. As we celebrate Independence Day this weekend, let’s remember that freedom was fought for. The same is true in our finances. We fight for what we want to keep and what we want to build. So let’s gear up for the second half of the year and do our part to enjoy the...
Mid-Year Check-In: Let's Refocus Together | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, And there was evening, and there was morning—the third day. Genesis 1:13 NIV How are you—really?Not just the polite “I’m okay.”Pause and check in with yourself. Today marks the halfway point of the year. Are you satisfied with your progress? What needs to shift? When God reached the third day of creation, He had already formed light, sky, land, seas, plants, and trees. That’s incredible when you think about it. People spend their whole lives...
Have You Increased Your Giving? | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, We are blessed to give. When God increases our income—through a raise, a bonus, or even unexpected provision—it’s a good time to reflect on how we can also increase our generosity. Let me ask you: since receiving your last raise or bonus, have you increased your giving? Or are you still giving the same amount as before? Here’s something to consider: the next time you receive a financial increase, set aside a portion as seed. That way, when an...
Love Looks Like Action | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, If someone has enough money to live well and sees a brother or sister in need but shows no compassion—how can God’s love be in that person? Dear children, let’s not merely say that we love each other; let us show the truth by our actions. 1 John 3:17-18 NLT There’s a blessing in learning from other cultures. I recently discovered a beautiful tradition in many African communities: when someone passes away, the community gives monetary gifts to...
Make an Impact Where It Matters Most | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, I often say, your life reflects your budget. What you care about usually shows up in how you spend. Earlier this week, I encouraged you to talk with your spouse or take time to reflect on your family values. Now I want to take that a step further—are you giving toward the causes that align with those values? I’m not saying you have to give to everyone who asks. But I am encouraging you to be intentional about supporting the organizations and...
There is Power in Unity | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Peter asked her, “Tell me, is this the price you and Ananias got for the land?” “Yes,” she said, “that is the price.” Peter said to her, “How could you conspire to test the Spirit of the Lord? Listen! The feet of the men who buried your husband are at the door, and they will carry you out also.” Acts 5:8-9 NIV Ananias and Sapphira are one of the Bible’s more sobering couples—but they’ve always stood out to me. Go back and read Acts 4. Everyone was...
Plan Your Giving | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, One thing that’s really helped our family lately is planning our giving—especially when it comes to gifts for others. We used to be caught off guard by birthdays or special occasions. But now, we build it into our budget, and it’s made a big difference. Not only does it help us set healthy financial boundaries, but it also gives us space to be more thoughtful and intentional with our gifts. Payday Tip: Decide who you’ll give gifts to (family,...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.