Hebrews 12:11 Newsletter

Good morning Reader,

Today, Pugh Financial Coaching turns 7!

When I first started, I thought I’d conquer the world. I had big dreams—but not a full picture of the journey. The truth? It hasn’t gone exactly how I imagined. But that doesn’t mean I’m not grateful.

God has been faithful.

During my reflection time, I started listing out client wins over the last 7 years—and it stirred something in me. I felt excited all over again. If God says the same, I’m looking forward to another 7 years of walking with families toward financial freedom.

Today’s Payday Tip is simple:​
Take a moment to reflect on how far you’ve come.

Progress doesn’t always feel fast in the moment, but when you pause, you’ll see the faithfulness of God woven through every step.

Here are just a few wins from the 66 families I’ve had the honor of coaching:

• From being behind on rent to getting ahead
• Preparing for unexpected expenses with peace
• Paying off student loans before marriage
• Entering marriage completely debt-free
• Going from fearing grocery trips to owning rental properties
• Preparing for retirement with confidence
• Learning to manage “extra” instead of overspending
• Becoming debt-free—and staying that way
• Saving for daycare and navigating layoffs without panic
• Reviewing finances without overwhelm
• Settling into homes they can actually enjoy

And most recently, PughFC Stewardship—our group coaching program launched in June—has already seen incredible fruit:

• 16 participants
• $25,726 saved toward future expenses
• $78,204.69 paid toward debt
• 28 individual debts paid off

Whew. 🙌🏾 God is good.
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Want to start building your own savings story?​
I’m hosting a free webinar on Tuesday, August 19th called:

“4 Steps to Savings”

In this session, I’ll walk you through a simple framework that’s helped my clients build savings with purpose—not pressure. Even if money feels tight right now, there’s a way forward.

Have a great weekend!

-Latrisa

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