Pugh Financial Coaching
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.
This week in PSC | July 26, 2026
Hello Reader, In case you missed it, I am inviting you to fast with me August 2-8, 2026. Start of fast: When you wake up August on 2nd End of fast: When you lay down on August 8th What to fast? I'm not suggesting a specific fast. I will be fasting from social media. However, fast what is best for you and will allow you to hear God's voice clearly. If you are participating in the fast, I would like to know so I can pray with and for you. (Drop it in the GroupMe) Looking forward to seeing you...
Give First, Not Last | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Happy payday! Quick question — what's the first thing your paycheck does when it hits your account? If it's covering bills, or bracing for what's left... I want to challenge that today. There was a time I felt like I "had" to be in church to tithe. But that's not actually true. With electronic giving, you can give as soon as you receive — no waiting for Sunday. I get it — bringing your tithe or offering to church in person feels important. But if...
What $21,000 Taught Us About Forgiveness | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Happy payday! Before you start moving money around, let me share something that's been 4.5 years in the making. Earlier this year, my husband and I hit a milestone in our financial freedom journey — 24 debts paid off, over $21,000 gone. We're not at the finish line yet, but we've come a long way from where we started. Here's what mattered most about how we did it: it was never "his debt" or "my debt." Even though we each brought our own share into...
When Habits and Heart Move Together | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, Dr. Dharius Daniels once said, "Outlast the last version of yourself." That one sentence has stuck with me for weeks. If you're trying to become someone new, you're going to have to out-live the old habits, old excuses, and old you. My Favorite Verses: Part 5 "Create in me a clean heart, O God. Renew a loyal spirit within me." — Psalm 51:10 (NLT) We've spent four weeks on some heavy stuff — learning the truth, forgiving yourself, letting go of...
The Fresh Start You Get Every Pay Period | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, This week has been all about how discipline can bring you peace. I told my clients last night: when you make good decisions consistently, there's a weight that lifts off your shoulders. Real, physical relief. Every paycheck is a chance to help lift that weight. Here's the good news. You might get frustrated with decisions you made during the last pay period — but you get a fresh start the moment that deposit hits. No condemnation. Just a new...
My Favorite Verse for the Toughest Money Seasons | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, My "favorite" verses, part 3. No discipline is enjoyable while it is happening—it’s painful! But afterward there will be a peaceful harvest of right living for those who are trained in this way. - Hebrews 12:11 NLT We're at the halfway point of the year. In sports, halftime is when teams make adjustments. They watch clips from the first half to see what needs to change. No matter where you are on your money journey, it's a good time to ask what...
26 Fridays left. Let's use them. | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Independence is something we all desire — and that's fitting, since this week we're heading into the 4th of July. Earlier this week, I reminded you that you still have time. So let's put that into action with something practical: setting up an emergency fund. Including today, there are 26 Fridays left in the year. Can you set aside $40 each Friday? That gets you to $1,040 by the end of the year. Is that too rich right now? Start with $20 each...
You Still Have Time | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, No, dear brothers and sisters, I have not achieved it, but I focus on this one thing: Forgetting the past and looking forward to what lies ahead, Philippians 3:13 NLT One of the most important lessons on my financial journey has been learning how to forgive myself. There was a season where I carried a lot of regret about where I was financially. And when things weren't moving the way I thought they should, that regret got heavy. What I had to...
The One Financial Exercise You've Been Avoiding | Payday Tip
Hebrews 12:11 Newsletter Good morning Reader, Payday is here. And if this week has felt heavy — financially, emotionally, or both — I want you to pause before you do anything with your money today. Tough seasons are real. But they don't have to cause long-term damage. Not if you stay focused. Here are three questions I want you to sit with today: How can I show up for myself even when life feels chaotic?Your future doesn't stop mattering just because today is hard. You still deserve to make...
You Don't Have to Have It Together to Be a Good Steward | Monday Push
Hebrews 12:11 Newsletter Good morning Reader, The Lord is my rock, my fortress, and my savior;my God is my rock, in whom I find protection.He is my shield, the power that saves me,and my place of safety. -Psalms 18:2 NLT I opened the Bible app recently to find the very first verse I ever highlighted. It was June 5, 2012. Fourteen years ago. Shoutout to YouVersion for keeping the receipts — because I didn't know. I don't know exactly what I was feeling that day. But I know the season. I was...
I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.