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Pugh Financial Coaching

When Habits and Heart Move Together | Monday Push


Hebrews 12:11 Newsletter

Good morning Reader,

Dr. Dharius Daniels once said, "Outlast the last version of yourself." That one sentence has stuck with me for weeks. If you're trying to become someone new, you're going to have to out-live the old habits, old excuses, and old you.

My Favorite Verses: Part 5

"Create in me a clean heart, O God. Renew a loyal spirit within me." — Psalm 51:10 (NLT)

We've spent four weeks on some heavy stuff — learning the truth, forgiving yourself, letting go of "having it all together," and finding peace through discipline. Those four lessons are a solid anchor. And they all lead right here.

You may already know this, but my whole platform is built on one word: stewardship. In plain terms, that means taking care of everything God gives you — your money, your time, your body, and your gifts — in a way that honors Him and helps the people around you.

Here's the secret: when you work on your money habits, you work on your heart too. It doesn't happen separately — it happens in harmony. Every dollar you spend is really just a desire showing up on your bank statement. And sometimes what you want isn't what's actually good for you.

I learned this the hard way. There was a whole season where eating out was my answer to everything:

Sad? Eat out.
Happy? Eat out.
Frustrated? Eat out.
Celebrating? Eat out.

None of it was about hunger. It was about feelings I hadn't dealt with yet — and my bank account paid the price.

When I started journaling — noticing the patterns and addressing the cause instead of using food as comfort — I noticed I didn't eat out as much. Eating out is still in my budget. I'm not against it. But I wasn't going over that amount like I used to.

I had to bring that to God and ask Him to show me a better way to cope. I'm not sure what your "eating out" is — maybe it's shopping, maybe it's avoiding your bank app altogether — but I want you to sit with it this week. For some of you, the shift will happen fast. For others, it'll take time. Either way, this is the work that gets you unstuck.

Reflection Question
What situations or feelings cause me to make money decisions I'll regret later?

Prayer of the Week
Dear God, I desire to become new. Purify my heart so my desires are in alignment with your will. In Jesus' name, Amen.

One more thing before I go —
Starting today, you'll see a Support link at the bottom of every newsletter. If these emails have ever helped you get on the same page with your spouse, stick to a budget, or just feel a little more at peace with your money, and you want to support the work behind them, that link is there for you. No pressure, ever — just an open door if you feel led.

Have a great week!

-Latrisa


Stewardship Highlight

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Worship Song of the Month

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Israel Houghton - I Will Bless The Lord ft The Choir Room (Extended Version)



Pugh Financial Coaching

I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.

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