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Pugh Financial Coaching

The Perfect Time Doesn't Exist — But This Moment Does | Monday Push


Hebrews 12:11 Newsletter

Good morning Reader,

Farmers who wait for perfect weather never plant. If they watch every cloud, they never harvest. - Ecclesiastes 11:4 NLT

"The best time to plant a tree was 20 years ago. The second best time is now." - Chinese Proverb

This is one of my favorite times of year — basketball playoffs and major tennis tournaments are happening at the same time. The competition is intense, and this weekend I got to watch both. Happy camper doesn't even cover it.

But here's what I kept thinking about: those athletes didn't start out looking that polished. Natural talent helps, but it only goes so far. At some point, every one of them had to decide to do the work — before they felt ready.

Today's verse is a reminder about procrastination. If you want a harvest, you have to start planting. Every good decision you make with your money is a seed. And seeds need time to grow.

But if you're waiting for the perfect moment to start? It's not coming. We're imperfect people living in an imperfect world. The perfect time is now.

I say this often because I know some of you are waiting on that next raise or promotion before you start making better money decisions. That's a risky place to sit. When more money comes, it tends to go toward fixing the problems we put off — instead of building the future we actually want.

You don't need more money to start. You need a decision.

It's the first of the month. You literally have a fresh 30 days ahead of you. There's no better time to make that one decision.

Reflection Question
What's one financial decision you'll make this month instead of waiting?

If you're ready to stop waiting and need help taking that first step, book your free 30-minute consultation. Let's figure out where to start — together.

Prayer of the Week
Dear God, help me stop waiting for the perfect moment to change. Give me the courage to take one step and trust You with the rest. In Jesus’ name, Amen.

Have a great week!

-Latrisa


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Pugh Financial Coaching

I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.

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