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Pugh Financial Coaching

Planning Now = More Joy Later | Payday Tip


Hebrews 12:11 Newsletter

Good morning Reader,

Consumer Reports once shared that people spend around 42 hours shopping and celebrating during the holiday season. When you slow down and think about it, that’s a lot of time. And it’s easy to get swept up in the “what” without ever pausing to plan the “when.”

So as you head into this payday, take a moment to pull out your calendar and really look at what’s coming in the next few weeks. A little planning now can protect your peace later.

Payday Tips

• Gather all your invites and list them by week.
• Add your regular responsibilities so nothing sneaks up on you.
• Decide ahead of time which events you’ll attend—and which ones you may need to sit out.

Remember, the goal is a Christmas season that’s joyful, not draining.

And just a heads-up: next Wednesday we’ll be setting goals for 2026. Make sure you’re subscribed to my YouTube channel so you don’t miss it.

Want to join the live Q&A? Replay to this email with the word "FREE" and I will send you the zoom link.

-Latrisa

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Pugh Financial Coaching

I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.

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