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Pugh Financial Coaching

One Move to Make Before Your Next Raise | Payday Tip


Hebrews 12:11 Newsletter

Good morning Reader,

Last week I talked about what to do with your raise if you're expecting one. I had a conversation with a friend this week that reminded me why this matters, so I wanted to bring it back around.

Increase your automatic savings or retirement contribution before your raise ever hits your account.

Here's why: it removes the temptation to let all of that extra money slip into everyday spending. The goal is always to spend less than you earn, and this is one of the easiest ways to make that happen without even feeling it.

Think of it like a mid-game adjustment. The comeback isn't just about waiting for a bigger paycheck. It's about what you do with it the moment it arrives.

So go ahead, make that change now, and give your future self a head start.

Adjusting your budget around a raise can feel overwhelming, and you don't have to figure it out alone. I'm offering a $47 strategy consultation to help you get ready for the increase coming your way. Click the link below to book your spot.

Have a good weekend!

-Latrisa

Pugh Financial Coaching

I help Christians families move from working silos to working together on their finances so they can reduce stress, build wealth, and gain financial freedom.

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