Hebrews 12:11 Newsletter

Good morning Reader,

Happy New Year! There’s something natural about saying it this time of year—it just flows. With a new year comes fresh momentum, and this is a good moment to be intentional about how you move forward, especially with your finances.

As you prepare for the year ahead, one of the simplest ways to stay consistent is to automate what matters. We’re far more likely to follow through when things are already decided and scheduled. This year, don’t chase financial goals casually. Move with purpose.

Payday Tip: Automate what supports your goals

• Automate your savings. Set a monthly or per-paycheck amount through your employer or bank so saving happens without extra effort.
• Automate your schedule. Decide now which day of the week or month you’ll review your expenses. Put it on your calendar.
• Automate your conversations. Choose a set time to talk through the family budget so money discussions don’t get pushed aside.

Automation helps remove the familiar excuse of “I don’t have time.” If something is truly a priority, it will show up in your actions—and on your calendar. This is one way we steward well what God has entrusted to us, not perfectly, but faithfully and with intention.

Just in case it’s been a while, I’ve included the budget prep sheet to help you start fresh and grounded this year.

Have a great weekend!

-Latrisa

Stewardship Tip

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