Hebrews 12:11 Newsletter

Good morning Reader,

Does your income change from month to month? It can feel stressful when you’re not sure what’s coming in. But with the right plan, you can manage it well and even build peace into your finances.

Here are four tips to help:

• Know your minimum income — Look at your lowest earning month and build your budget from there.
• Stick to your base budget — Cover essentials like housing, food, and transportation, even when income dips.
• Pre-decide your overflow list — Decide in advance how you’ll use extra money when it comes in.
• Use goals or percentages — Assign overflow with either percentages or specific target amounts.

💡 The key: You don’t have to wait for consistency to have confidence. A plan makes all the difference.

Inside PughFC Stewardship, we dive deeper into practical ways to steward money God’s way—so you can live with peace and freedom no matter how your income looks each month.

Have a great weekend!

-Latrisa