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Pugh Financial Coaching

Don’t Let Extra Income Create Extra Pressure | Payday Tip


Hebrews 12:11 Newsletter

Good morning Reader,

The holidays have a way of pulling us in different directions. Maybe you’re thinking about taking on more hours, or your job is offering overtime. Extra income can feel like the answer — and sometimes it really is a help. But it can also open the door to decisions that leave you feeling more stretched than supported.

Before you jump in, here are a few things to keep in mind:

• Don’t depend on extra income to cover your regular bills.
If you don’t truly need it, don’t build your month around it.

• Give every extra dollar a plan.
Percentages work well because they adjust with your income, but fixed amounts can work too if your overtime is consistent.

• Be intentional with your meals.
Longer hours mean less time to prep. Without a plan, convenience spending creeps in fast.

• Communicate your schedule early.
Let your family know when you’ll be unavailable, and protect the days that matter most at home.

Some of these tips involve money, others involve time — but they all point back to the same truth: when you earn more, your whole life is affected, not just your bank account. This is where faith becomes practical. Ask God for wisdom before you take on more. Trust Him to guide you toward decisions that bring peace, not pressure.

Have a great weekend!

-Latrisa

PSC Free Coaching Sessions - November 2025

Pugh Financial Coaching

I help Christians reduce their financial stress by improving their relationship with money. It is at that point they are able to make better decisions daily so they can live the best version of their life.

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